Flexible Trade Finance For Importers Across Europe & Africa

We Pay Your Supplier. You Pay Us Later.

Short-term pre-financing for importers, distributors & wholesalers — 30–75 day cycles.

Request a CALL

  • Upload your Pro Forma invoice or Purchase Order.

  • We finance your goods upfront(FMCG, raw materials, finished goods)

  • We monitor the BL and logistics until delivery.

  • 30-75 days terms after funds are deployed

How Our Pre-Financing Works

Fast, simple, logistics-backed financing for your imports

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Why Importers Work With ARFIS

  • Fast decisions & funding

    48-hour approval on qualified deals and funds deployed in the same week.

  • Flexible payment terms

    30–75 day repayment window, aligned with your actual sales cycle.

  • Improve Cash Flow

    Avoid tying up liquidity in advance supplier payments. Allocate capital where it generates growth.

  • Transparent pricing

    Simple, all-in commission per container. You always know your cost before shipment.

Recent Deals Funded

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Recent Deals Funded *

A snapshot of recent ARFIS pre-financing operations.

8 containers financed · €164k deployed · 100% repayment to date

  • Deal Card 1

    • Route: Lagos (Nigeria) → Antwerp (Belgium)
    • Product: Beverages (FMCG)
    • Ticket size: €23,000
    • Tenor: 51 days
    • Status: Fully repaid

  • Deal Card 2

    • Route: Douala (Cameroon) → Le Havre (France)
    • Product: Beverages – 1×20’ container
    • Ticket size: €29,000
    • Tenor: 45 days
    • Status: Fully repaid

  • Deal Card 3

    • Route: Lagos (Nigeria) → France (EU buyer)
    • Product: Mixed FMCG (beverages & grocery)
    • Ticket size: €18,000
    • Tenor: ~60 days
    • Status: In progress – on track

All operations are backed by commercial documentation (PO, invoice, BL) and short-term repayment schedules.